Thanks to the passage of the Affordable Care Act and the creation of health insurance public marketplaces around the country, it’s natural for a person to assume that independent health insurance agents are no longer needed. If you can sign up for a new policy or renew an existing one, why would you need anyone else at any point? In reality, that line of thinking couldn’t be farther from the truth. In my own humble opinion, there are five key reasons why hiring an independent insurance agent is the best option for anyone looking for health insurance. And the best part is that inviting the services of an independent insurance agent is absolutely free, with no strings attached at any point.
I Have Experience
Even though the Affordable Care Act was designed to help make the healthcare landscape easier than ever before, it still has a long way to go. Just because you have access to all of the latest policy information doesn’t necessarily mean that you won’t hit a few common roadblocks. One of the major benefits that you get from hiring an independent insurance agent comes by way of experience.
I’ve been in this business since 1996 and in that time, I’ve seen it all. I’ve learned just about every trick of the trade there is and I’m eager to share that knowledge for the benefit of every client who gives me a call. I can recommend important steps that you should take and, more importantly, help you navigate around certain pitfalls that people fall into all too often. These are qualities that you won’t be able to find from a Web browser.
I Help You Understand Your Options
Along the same lines as experience, another major benefit that you get from working with an independent insurance agent comes from the fact that I can help you understand your options. There is no “one size fits all” approach to health insurance. The policy that works perfectly for your neighbor might not work for you at all because everyone is different with different health insurance needs.
I am all ears when we discuss your current situation. By learning more about you, your preferences and the types of things that you’re hoping to avoid, I can help you choose the best plan—that will be there for you when you need it most.
I Can Save You Time
Another important factor to consider about hiring an independent health insurance agent comes by way of the time that you’ll spend filling out forms on your own. Just because you can fill out forms, submit paperwork, choose plan options and more on your own doesn’t necessarily mean that you have the time or even the desire to. I, on the other hand, help people get the coverage that they need on a regular basis, and this means I am able to navigate the world of paperwork quickly and easily. I can submit documents on your behalf and file everything in accordance to your wishes. Not only will I help you save time, but I can also make sure the job gets done properly.
Rules and Regulations
Another one of the primary benefits that you get from hiring an independent insurance agent comes by way of my knowledge of the rules and regulations in the state of Arizona. Remember that just because the Affordable Care Act is a federal program, each state has its own laws regarding the types of coverage available, enrollment deadlines, open enrollment periods and more. Because I’m a professional, I’m always staying up to date with these ever-changing laws specific to Arizona and I will always make sure that everything is in compliance at all times.
Honesty Is the Best Policy
Another quality that an independent insurance agent can provide you with that a Web browser cannot is good, old-fashioned honesty. If I think that you’re making a poor choice regarding the type of plan that you’re about to purchase, considering my 20+ years of experience, I’ll try to guide you in a better direction. If the situation was reversed, I’d want you to tell me the exact same thing. It’s that honesty and integrity that are perhaps the most valuable benefits of working with an independent healthcare professional.
Contact Me Today for More Information
If you’d like to find out more information about what it means to work with an independent insurance agent, or if you’d just like a friendly ear to discuss your coverage options in a little more detail, please feel free to give me a call today. In addition to my decades of experience in this business, I also pride myself on my directness, my integrity ad most importantly—my honesty. If you live in Arizona and feel like you could use a little help with your coverage, you can call me any time completely free of charge. You don’t have to pay so much as a dime for my services and I’m always happy to help whenever possible.